Outdoor city with a real downtown; small airport.
Median home price falls from about $480K (New York statewide) to $328K — roughly $152K of housing headroom, before property tax (0.67% effective ≈ $2,198/yr).
Top marginal state income tax drops from 10.9% to 0% — on $150K of taxable income, roughly $16,350/yr back (marginal-rate approximation; your effective savings depend on brackets and deductions).
| Dimension | Chattanooga score |
|---|---|
| Winter mildness | 7/10 |
| Summer comfort | 6/10 |
| Walkability | 4/10 |
| Outdoor access | 9/10 |
| Culture & food | 6/10 |
| Healthcare | 9/10 |
| Airport connectivity | 6/10 |
| Schools | 5/10 |
| Safety | 5/10 |
| Hazard safety | 8/10 |
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