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RELOCATION BRIEF · NEW YORK → MCALLEN, TX

Moving from New York to McAllen, TX

Cheapest warm winters in America.

The money math

Median home price falls from about $480K (New York statewide) to $195K — roughly $285K of housing headroom, before property tax (1.68% effective ≈ $3,276/yr).

Top marginal state income tax drops from 10.9% to 0% — on $150K of taxable income, roughly $16,350/yr back (marginal-rate approximation; your effective savings depend on brackets and deductions).

What you gain — and what you give up

DimensionMcAllen score
Winter mildness10/10
Summer comfort1/10
Walkability4/10
Outdoor access4/10
Culture & food5/10
Healthcare9/10
Airport connectivity6/10
Schools5/10
Safety5/10
Hazard safety8/10
For a New York household optimizing cost, this is one of the stronger landing spots in the database.

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