Moving from Tennessee to McAllen, TX

Cheapest warm winters in America.

The money math

Median home price falls from about $380K (Tennessee statewide) to $195K — roughly $185K of housing headroom, before property tax (1.68% effective ≈ $3,276/yr).

State income tax posture is a wash (0% both sides at the top rate).

What you gain — and what you give up

Dimension	McAllen score
Winter mildness	10/10
Summer comfort	1/10
Walkability	4/10
Outdoor access	4/10
Culture & food	5/10
Healthcare	9/10
Airport connectivity	6/10
Schools	5/10
Safety	5/10
Hazard safety	8/10

For a Tennessee household optimizing cost, this is one of the stronger landing spots in the database.

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