New York: The full maximum; taxes and space are the trade. Miami: Global-city energy, zero income tax, climate math unresolved.
Dimension
New York
Miami
Median home price
$735K
$477K
Effective property tax
1.46%
0.86%
Tax friendliness
3/10
10/10
Winter mildness
5/10
10/10
Summer comfort
7/10
1/10
Walkability
7/10
7/10
Outdoor access
5/10
6/10
Culture & food
10/10
9/10
Healthcare
10/10
10/10
Airport connectivity
9/10
9/10
Schools
7/10
6/10
Safety
6/10
5/10
Hazard safety (10 = lowest risk)
10/10
9/10
Growth trajectory
3/10
9/10
Pick New York if your priorities lean: Summer comfort, Culture & food, Schools, Safety. Pick Miami if they lean: Median home price, Effective property tax, Tax friendliness, Winter mildness. There is no universal winner — only a winner for your weights.