Capital-region stability, Adirondacks close. Median home price runs about $378K with an effective property tax near 1.46% — roughly $5,519/yr on the median home.
Scorecard
Dimension
Albany
Median home price
$378K
Effective property tax
1.46%
Tax friendliness
3/10
Winter mildness
3/10
Summer comfort
9/10
Walkability
6/10
Outdoor access
7/10
Culture & food
6/10
Healthcare
4/10
Airport connectivity
7/10
Schools
7/10
Safety
6/10
Hazard safety (10 = lowest risk)
10/10
Growth trajectory
7/10
Who it fits: people who want life on foot, families weighing schools, buyers with room in the budget. Who should look elsewhere: anyone done with winter.