Lake Superior grandeur; hardest winter on this list. Median home price runs about $269K with an effective property tax near 1.11% — roughly $2,986/yr on the median home.
Scorecard
Dimension
Duluth
Median home price
$269K
Effective property tax
1.11%
Tax friendliness
4/10
Winter mildness
1/10
Summer comfort
9/10
Walkability
5/10
Outdoor access
9/10
Culture & food
5/10
Healthcare
9/10
Airport connectivity
4/10
Schools
7/10
Safety
7/10
Hazard safety (10 = lowest risk)
6/10
Growth trajectory
5/10
Who it fits: outdoor-first households, anyone prioritizing healthcare, families weighing schools, budget-first buyers. Who should look elsewhere: anyone done with winter. frequent flyers.