Peak urbanism and peak price; fog is free. Median home price runs about $1142K with an effective property tax near 0.75% — roughly $8,565/yr on the median home.
Scorecard
Dimension
San Francisco
Median home price
$1142K
Effective property tax
0.75%
Tax friendliness
2/10
Winter mildness
7/10
Summer comfort
10/10
Walkability
8/10
Outdoor access
9/10
Culture & food
10/10
Healthcare
10/10
Airport connectivity
9/10
Schools
7/10
Safety
5/10
Hazard safety (10 = lowest risk)
3/10
Growth trajectory
1/10
Who it fits: outdoor-first households, people who want life on foot, anyone prioritizing healthcare, families weighing schools, buyers with room in the budget. Who should look elsewhere: the insurance-averse.