No income tax, real winter warmth; insurance costs bite. Median home price runs about $361K with an effective property tax near 0.86% — roughly $3,105/yr on the median home.
Scorecard
Dimension
Tampa
Median home price
$361K
Effective property tax
0.86%
Tax friendliness
10/10
Winter mildness
10/10
Summer comfort
2/10
Walkability
5/10
Outdoor access
6/10
Culture & food
7/10
Healthcare
9/10
Airport connectivity
9/10
Schools
6/10
Safety
5/10
Hazard safety (10 = lowest risk)
8/10
Growth trajectory
9/10
Who it fits: tax-sensitive movers, anyone prioritizing healthcare, buyers with room in the budget. Who should look elsewhere: anyone who can't take serious heat.