WELLLANDEDRANKINGS · COMPARE · DATA
RANKING · 103 METROS QUALIFY

Best metros for low natural-disaster risk

Hurricane, flood, and wildfire exposure ranked lowest-first — the insurance bill is the tell.

#MetroMedian home priceHazard safety (10 = lowest risk)Winter mildnessTax friendliness
01El Paso, TX$233K10/108/109/10
02Athens, GA$374K10/107/106/10
03Atlanta, GA$383K10/107/106/10
04Richmond, VA$400K10/106/105/10
05Virginia Beach, VA$377K10/107/105/10
06Portland, ME$550K10/103/104/10
07Providence, RI$532K10/104/105/10
08Cleveland, OH$256K10/104/106/10
09Grand Rapids, MI$362K10/103/106/10
10Boise, ID$497K10/104/106/10
11Spokane, WA$425K10/103/109/10
12Albuquerque, NM$354K10/106/105/10
13Portland, OR$553K10/106/104/10
14Sacramento, CA$584K10/107/102/10
15Boston, MA$747K10/104/105/10
16New York, NY$735K10/105/103/10
17Albany, NY$378K10/103/103/10
18Baltimore, MD$408K10/105/105/10
19Detroit, MI$272K10/104/106/10
20Tyler, TX$274K10/108/109/10
21Grand Junction, CO$438K10/104/106/10
22Fort Worth, TX$367K9/108/109/10
23San Antonio, TX$280K9/108/109/10
24Austin, TX$427K9/108/109/10
25Knoxville, TN$370K9/106/109/10
26Raleigh-Durham, NC$438K9/107/106/10
27Charlotte, NC$391K9/107/106/10
28Asheville, NC$430K9/106/106/10
29Winston-Salem, NC$285K9/106/106/10
30Greenville, SC$317K9/107/106/10
31Jacksonville, FL$354K9/109/1010/10
32St. Petersburg, FL$361K9/1010/1010/10
33Orlando, FL$387K9/109/1010/10
34Roanoke, VA$305K9/106/105/10
35Lancaster, PA$393K9/105/106/10
36Pittsburgh, PA$236K9/104/106/10
37Burlington, VT$476K9/103/104/10
38Portsmouth, NH$600K9/103/108/10
39Cincinnati, OH$313K9/105/106/10
40Columbus, OH$335K9/104/106/10
41Indianapolis, IN$297K9/105/107/10
42Ann Arbor, MI$426K9/103/106/10
43Madison, WI$455K9/102/105/10
44Des Moines, IA$297K9/103/106/10
45Fayetteville-Bentonville, AR$370K9/106/106/10
46Colorado Springs, CO$457K9/104/106/10
47Denver, CO$573K9/104/106/10
48Coeur d'Alene, ID$609K9/103/106/10
49Santa Fe, NM$561K9/104/105/10
50Buffalo, NY$295K9/103/103/10
51Hartford, CT$407K9/104/104/10
52New Haven, CT$415K9/104/104/10
53Toledo, OH$206K9/104/106/10
54Fort Wayne, IN$262K9/104/107/10
55Springfield, MO$275K9/105/106/10
56Gainesville, FL$306K9/109/1010/10
57Miami, FL$477K9/1010/1010/10
58Augusta, GA$254K9/108/106/10
59Waco, TX$259K9/108/109/10
60College Station, TX$311K9/108/109/10
61Midland, TX$331K9/108/109/10
62Dallas, TX$367K8/108/109/10
63Birmingham, AL$264K8/107/107/10
64Chattanooga, TN$328K8/107/109/10
65Nashville, TN$458K8/106/109/10
66Columbia, SC$258K8/108/106/10
67Tampa, FL$361K8/1010/1010/10
68The Villages, FL$389K8/109/1010/10
69Lexington, KY$329K8/105/106/10
70Traverse City, MI$427K8/103/106/10
71Milwaukee, WI$394K8/103/105/10
72Minneapolis, MN$396K8/102/104/10
73Kansas City, MO$332K8/105/106/10
74Oklahoma City, OK$248K8/106/106/10
75Fort Collins, CO$558K8/104/106/10
76Bend, OR$672K8/105/104/10
77Las Vegas, NV$430K8/108/1010/10
78Allentown, PA$370K8/104/106/10
79Harrisburg, PA$315K8/105/106/10
80Scranton, PA$236K8/104/106/10
81Green Bay, WI$351K8/102/105/10
82Rapid City, SD$376K8/102/1010/10
83Billings, MT$413K8/103/106/10
84Montgomery, AL$216K8/108/107/10
85Daytona Beach, FL$332K8/109/1010/10
86Fort Lauderdale, FL$477K8/1010/1010/10
87West Palm Beach, FL$477K8/1010/1010/10
88McAllen, TX$195K8/1010/109/10
89Ogden, UT$520K8/104/106/10
90Houston, TX$309K7/109/109/10
91Huntsville, AL$318K7/107/107/10
92Louisville, KY$284K7/106/106/10
93Omaha, NE$312K7/104/106/10
94Tulsa, OK$256K7/106/106/10
95Prescott, AZ$550K7/106/108/10
96San Diego, CA$941K7/109/102/10
97Washington, DC$585K7/106/105/10
98Philadelphia, PA$395K7/105/106/10
99Chicago, IL$360K7/103/105/10
100Fargo, ND$329K7/101/108/10
101Cheyenne, WY$393K7/103/1010/10
102Provo, UT$548K7/105/106/10
103Yuma, AZ$282K7/109/108/10
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